Payment Methods for Online Casinos Compared: Cards, E-Wallets, Pay by Bank, Vouchers and Crypto

No single payment method wins for online casinos, so most operators run a mix of cards, e-wallets, bank payments and, in some markets, vouchers or crypto, chosen by country. Five facts frame the choice:

1. Cards are familiar, but they carry chargebacks, and credit cards are barred for gambling in Great Britain (since 14 April 2020) and in Brazil,
2. E-wallets such as Skrill and NETELLER are common for deposits and withdrawals, and Paysafe says they were used by 17 million consumers in 2019,
3. Pay by bank is account-to-account, is often cheaper than cards according to IBTimes UK, and covers mainly UK and European players,
4. Vouchers and cash methods suit players without cards, while crypto and stablecoins are allowed in some markets and banned in others,
5. Local rules can remove a method completely, so check the country before the cashier

This guide compares the five families on speed, cost, payout support and chargeback risk, using only what we could source.

• Five method types side by side
• Cards
• E-wallets and vouchers
• Bank transfers and pay by bank
• Crypto and stablecoins
• Regional rules and local methods
• How to choose your mix
• FAQ

Five method types side by side

The table is a summary of the sources below. No provider publishes gambling rate cards, so cost is shown as a direction, not a number.

Read “cost direction” as a prompt to ask for quotes, not as a ranking. A cheap method that few of your players use saves little, and an expensive one that lifts approvals can pay for itself. Judge each method on the share of deposits it wins, the share of withdrawals it can carry and the disputes it creates. See our guide on processing fees, reserves and chargebacks for what to ask.

Cards

Cards remain the base layer. Players have them, and processors such as Nuvei, Worldpay and Paysafe sell card acquiring to gambling operators.

Five method types, and what each means for an operator.

The downsides are chargebacks and declines. Stripe lists gambling among sectors with higher chargeback rates, and issuers may block the gambling merchant category. Card declines are the main subject of our guide on why casino deposits get declined.

Rules matter too. In Great Britain, licence conditions bar online betting, casino and bingo operators from accepting credit card payments, according to the UK Gambling Commission. The Commission also says that operators taking e-wallet payments should check the money was not loaded from a credit card. Brazil bans credit cards for regulated betting under ordinance SPA/MF 615/2024 but allows debit or prepaid cards.

Payouts to cards are possible. Worldpay says it was first to market with Mastercard MoneySend. Confirm with your acquirer which card types can receive withdrawals.

E-wallets and vouchers

E-wallets keep card details away from the casino and are often used for both deposits and withdrawals. Paysafe owns Skrill, NETELLER and paysafecard. It said in 2019 that the three brands were used by 17 million consumers worldwide, and that 23% of US sports bettors surveyed (1,700 respondents) saw the number of payment methods as a key differentiator. Both figures are company statements.

MiFinity says it offers 80+ deposit methods, and its help text says withdrawals take 1 to 2 working days. Malta’s FIAU published a settlement with Mifinity Malta Limited on 27 August 2026 as an anti-money laundering penalty after a 2023 compliance examination, and MiFinity says it completed remediation. Check the regulatory record of any wallet before you integrate it.

Wallets have a catch in Great Britain. The Commission says operators taking e-wallet payments should check that the money was not loaded from a credit card.

Vouchers and cash-based methods suit players who have no card or do not want to share card details. In a Paysafe survey, 30% of recent eCash users (a barcode-based cash payment) said it was their preferred way to pay online. Paysafe expanded eCash with The Mill Adventure in August 2023. Vouchers mainly serve deposits, so check how players would withdraw before you rely on them.

Bank transfers and pay by bank

Pay by bank moves money from the player’s account to the operator’s without a card. The full picture is in our open banking guide. In short:

• Trustly, TrueLayer and Volt sell it to gambling operators, and Nuvei and Paysafe offer pay by bank products.
• IBTimes UK reports it is often cheaper than card deposits and reduces chargeback exposure, but benchmarks are thin.
• Paysafe says 27% of bettors prefer direct bank transfers. That is company research from April 2024.
• JOI Gaming’s September 2025 Trustly deal covers iDEAL deposits and instant payouts, so Dutch players can cash out at any hour with funds reaching their bank accounts in real time, according to the company.

Limits: coverage is UK and Europe for most providers, and bank rails do not cover players who prefer wallets or vouchers.

Crypto and stablecoins

Crypto is the most market-specific method. It can be fast and avoids card networks, but legality varies. Brazil’s ordinance bans cryptocurrencies for regulated betting. In the US, Paysafe launched Pay with Crypto for iGaming operators on 7 April 2026, powered by MoonPay. A player picks a coin such as USDC, connects a crypto or custodial wallet, and the deposit is converted to US dollars.

Paysafe cites security.org’s figure of about 70.4 million American adults holding crypto, and its own research that 83% of US players have appetite for crypto payments. The second number is company research. Nuvei says it supports pay-in and payout for nearly 40 cryptocurrencies, and that its service reconciles to fiat.

For operators, the open questions are volatility, licensing and the bank side. A processor that converts to fiat takes the price risk off you. Our guide on Bitcoin versus USDT casino deposits compares the two coins in detail, and our piece on crypto to fiat banking covers the cash-out side.

Regional rules and local methods

Rules decide your mix more than taste does. A short list from the sources:

• Great Britain: no credit cards. Debit cards, e-wallets and open banking remain.
• Brazil: Pix, TED, debit or prepaid cards and book transfers are allowed. Credit cards, cash, cryptocurrencies, cheques and payment slips are banned, according to iGaming Business.
• Netherlands: iDEAL deposits, with instant payouts in JOI Gaming’s Trustly set-up.
• United States: Paysafe lists cards, Skrill, PaysafeCash, Pay by Bank and 30+ local methods on its US gateway, and Nuvei mentions instant withdrawals over the RTP network authenticated by Plaid.

Our guides on localization by country and the Brazil payment methods brief go deeper. This is not legal advice, so confirm the rules with your lawyer.

How to choose your mix

Start with the country, then the player, then the cost.

1. List the methods that are legal in each target market.
2. Pick one card route, one wallet route and one bank route per market.
3. Add vouchers or crypto only where players ask for them and the law allows it.
4. Confirm payout support for each method before you launch it.
5. Show the cheapest or lowest-risk option first, as bet365 did when it made TrueLayer Pay by Bank the recommended option at checkout in January 2026.
6. Review the mix every quarter using approval rates and chargeback ratios.

New operators on white label platforms can save time here. Whitelabels.com says it connects 250+ payment providers for a $99 one-time setup fee plus 20% of GGR, with no separate monthly platform fee. Whichever platform you use, check which methods work in your target countries.

For the technical side of getting accepted, see how to accept payments as an iGaming operator and the launch checklist.

FAQ

What are the most common payment methods for online casinos?

Cards, e-wallets such as Skrill and NETELLER, bank transfers and pay by bank, vouchers and, in some markets, crypto. The mix depends on the country. Great Britain bars credit cards, and Brazil allows Pix, TED and debit cards but bans credit cards and crypto.

Which casino payment method has the lowest chargeback risk?

Methods outside the card networks, such as pay by bank, vouchers and crypto, avoid card chargebacks in the usual sense. IBTimes UK says pay by bank reduces chargeback exposure. Disputes and refunds can still happen, so read each provider’s liability terms.

Are e-wallets better than cards for casinos?

Neither wins everywhere. Wallets keep card details away from the casino and support withdrawals. MiFinity’s help text says its withdrawals take 1 to 2 working days. Cards reach more players, but face chargebacks and issuer declines. Most operators offer both.

Can online casinos accept crypto legally?

It depends on the market. Brazil bans cryptocurrencies for regulated betting. In the US, Paysafe launched Pay with Crypto in April 2026, converting deposits to US dollars. Check your licence and each target country, because rules differ and change. This is not legal advice.

Which payment methods work best for payouts?

Bank and wallet routes are strongest. TrueLayer and Trustly pay winnings to the player’s bank account, Nuvei says it offers instant withdrawals over the RTP network, and Mastercard MoneySend supports card payouts. Always confirm payout support per method and country before launch.

To see which providers cover these methods, use our ranking of the best payment providers for iGaming. Compare the platforms that include them in the white label casino ranking.